Gold Buyer Comparison
Pawn Shop vs Offramp: Gold Value Comparison
Pawn shops typically pay 20-55% of gold's melt value due to overhead costs and profit margins. See how much more Offramp pays.
Enter Your Gold Details
14K Gold Melt Value (10.00g)
$552.94
What Each Buyer Pays
Pawn Shop
Walk-in, quick cash
$110.59 - $304.12
20-55% of melt
Local Jeweler
Trade-in or purchase
$221.18 - $331.77
40-60% of melt
Online Buyer
Mail-in services
$359.41 - $414.71
65-75% of melt
OfframpBEST
Cash or Bitcoin
$442.36
80% of melt
You Save vs Pawn Shop
$235.00
Offramp Payout
$442.36
Or in Bitcoin
0.005027
BTC
Why Pawn Shops Pay Less for Gold
Pawn shops operate with significant overhead including storefront rent, staffing, insurance, and security. They need to purchase gold at a steep discount to cover these costs and generate profit when they resell to refiners. This typically means you receive only 20-55% of your gold's actual melt value.
Additionally, many pawn shops lack precise assay equipment. Without an XRF spectrometer, they often estimate purity conservatively, which further reduces their offer. Some may also test with acid kits, which are less accurate and can only give approximate karat readings.
Offramp operates online with lower overhead and uses professional XRF spectrometer analysis under video for every piece. This allows us to pay 80% or more of the true melt value, significantly more than any pawn shop or most local jewelers.
| Feature | Pawn Shop | Offramp |
|---|---|---|
| Payout Rate | 20-55% | 80%+ |
| Testing Method | Acid test / visual | XRF Spectrometer |
| Transparency | Verbal offer | Video recorded assay |
| Payment Options | Cash only | Cash or Bitcoin |
| Shipping | N/A (walk-in) | Free insured shipping |
| Turnaround | Immediate | 24-48 hours |